Vacation Accomdations

Like example, For our Disney trip, we want to stay at a moderate to get the extra perks, but it costs more then a value resort, where u get less.

I think it depends where you're going. We had cockroaches (and big ones) in our hotel in the Bahamas! For Disney I would wonder if one of there packages might be cheaper on site with a package deal vs. offsite even at a cheaper place. There are travel agents specializing in Disney who would probably know. I can get you the name of one if you'd like.