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Post by JennM on Jan 13, 2014 19:59:30 GMT -5
This is mainly for me but those who want to are more then welcome to follow. I am a horrible budgeter. My bad spending habits get in the way. I want to save up to go to Disney in September with my parents, but I need to really strictly follow my budget. My income is considerably low, but my bills are also low. I know with the proper budget I can do it. What I will do is post my monthly budget, rounded out so I am not getting too personal. Then I will post frequent updates on how its going and where I saved money.
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Post by cassisgreat6 on Jan 14, 2014 7:33:33 GMT -5
well where is that budget?
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Post by JennM on Jan 14, 2014 7:57:58 GMT -5
later when I get home
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Post by justsamma on Jan 14, 2014 20:07:41 GMT -5
i think this is a good idea. =)
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Post by cassisgreat6 on Jan 16, 2014 11:43:43 GMT -5
okay. Here are my monthly expenses:
Rent: 550
gas & electric: 150
Cable:110
internet/phone: 75
groceries:300
gas:300
car insurance: 133
cell phone:50
medical bills:100
furniture:70
credit card:200
beachbody:140
I also save 150 in my savings account and want to start saving 200 a month towards my wedding. I am going to have to change my money around somehow to do this.
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Post by JennM on Jan 25, 2014 14:37:18 GMT -5
My Expenses
Rent $232
Hydro 80
Mnsi 68 (phone and internet)
Tv 71
Food 500
Cell 35
Bank 19 (2 accounts)
Total$1005
Income (Approx)
ODSP $1742
Tril 108
CTC 769
Total$2619
$1614 left over after expenses. Goal is to save at least half, maybe more.
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Post by cassisgreat6 on Jan 26, 2014 8:22:22 GMT -5
great budget Jenn! You can do it! You can you can you can. 1614 is a lot left over !
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Post by justsamma on Jan 26, 2014 9:50:50 GMT -5
Jenn, that budget leaves you a ton of wiggle room! you can totally save what you need for your trip. =)
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Post by JennM on Jan 27, 2014 18:29:02 GMT -5
Yup, just whether or not I stick to it lol.
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Post by cassisgreat6 on Jan 28, 2014 7:59:23 GMT -5
well my budget has changed. I added a car payment in and car insurance went up a little bit. That is okay. I needed a new car I was spending too much on replacing parts on my vehicle. That just means less money to save, and I will have to move my wedding back more than likely.
New Budget:
rent: 550
car payment: 308
car insurance 169
nyseg 150-200
cable/phone/internet: 191
cell: 60
discover card:100
furniture: 70
Beachbody:140
gas:200
food:200
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Post by cassisgreat6 on Jan 30, 2014 21:24:08 GMT -5
my budget is screwed up. UGH. i will basically be living off of $80 in groceries every month due to a in my wages for being 2 weeks late with a payment, they then went behind my back and did it. It is so fucked up. 10% of my income is all of my grocery money basically.
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Post by justsamma on Feb 1, 2014 12:36:59 GMT -5
my is crazy screwed up right now, which is horribly annoying because it shouldn't be with a dual income.
i'm making some strict changes this week & we're going to be a bit tight. But if we don't im going to go nutso.
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Post by JennM on Feb 9, 2014 20:19:12 GMT -5
Mine sadly changed. Ill repost my budget later
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